Small business guide

The small business document checklist

A small business runs on a surprisingly small set of documents — once you have them, almost every legal situation is a quick fill-in-the-blanks instead of a panic. Here's the complete list.

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Formation documents

These set up the business as a legal entity, separate from you personally.

  • Articles of Organization (LLC) or Articles of Incorporation
  • Operating Agreement or Bylaws — even for single-member LLCs
  • EIN (Employer Identification Number) from the IRS
  • Initial member or shareholder resolutions
  • State and local business licenses

Client and customer documents

Anything that involves money changing hands needs a written agreement.

  • Master services agreement or business contract template
  • Statements of work (SOW) for project-based clients
  • Mutual NDA for sensitive client conversations
  • Standard invoice template with payment terms
  • Refund and cancellation policy (for products and SaaS)

Contractor and HR documents

Whether you hire one freelancer or fifty employees, the foundation is the same.

  • Independent Contractor Agreement
  • Contractor NDA with IP assignment
  • Offer letter template
  • Employment agreement with confidentiality and IP clauses
  • Employee handbook (when you hit ~5 employees)

Property and operations documents

Office, retail, or warehouse — get the paperwork right before you sign a lease.

  • Commercial lease agreement
  • Equipment lease or purchase agreements
  • Vendor contracts for recurring services
  • Privacy policy and terms of service for any website

Frequently asked

Do I really need all of these on day one?
No. Most businesses start with formation, a contractor agreement, and an NDA. Add the rest as you hire, lease space, or take on bigger clients.
Should I keep paper copies?
A digital archive is fine — most courts and banks accept signed PDFs. Keep a backup outside your main computer.
How often should I update these documents?
Review annually. Update whenever your team, pricing, or legal jurisdiction changes.
Are templates enough, or do I need a lawyer?
Templates handle 90% of small-business needs. Use a lawyer for equity grants, regulated industries, large M&A, or anything where the downside is existential.

LegalDocBuilder.com is a document preparation platform, not a law firm, and does not provide legal advice or representation. For complex matters, review your documents with a licensed attorney in your jurisdiction.

LegalDocBuilder.com is not a law firm and does not provide legal advice. Templates and generated documents are informational and self-service tools. For complex matters or jurisdiction-specific guidance, consult a qualified attorney. Read disclaimer · Trust Center.